DEVELOPMENT OF THE PENTAHELIX TO HEXAHELIX MODEL IN RAJAPOLAH TASIKMALAYA HANDICRAFT SMEs
DOI:
https://doi.org/10.36085/jam-ekis.v9i2.9983Abstrak
This study aims to develop the pentahelix model into a hexahelix model to strengthen woven handicraft Small and Medium Enterprises (SMEs) in Rajapolah, Tasikmalaya. The traditional pentahelix model, involving government, academia, business actors, communities, and media, has not fully addressed challenges related to financing access, innovation sustainability, and SME performance. Therefore, this study introduces financial institutions as a sixth actor within a collaborative hexahelix framework. Data were analyzed using NVivo 12 Pro based on in-depth interviews with relevant stakeholders. The findings reveal that financial institutions have not yet become an effective driver of business expansion due to entrepreneurs’ concerns regarding interest payments, financing requirements, and installment obligations. Many SME owners remain reluctant to utilize formal financing because of uncertainty about their ability to meet future repayment commitments amid changing business conditions. Nevertheless, the hexahelix model has the potential to foster stronger cross-sector collaboration and support the sustainability of culture-based local economies, provided that entrepreneurs’ financial literacy improves and financial institutions offer more accessible and secure financing schemes.
Referensi
Annisa Cindy Maurina, & R Yuniardi Rusdianto. (2023). Strategi Peningkatan Daya Saing UMKM Terhadap Perdagangan Internasional. Jurnal Pengabdian Kepada Masyarakat, 2(2), 70–76. https://doi.org/10.55606/jpkm.v2i2.146
Cahyadi, L. D. C. R., & Pradnyani, N. L. P. S. P. (2021). Keputusan Strategis Pelaku Umkm Dalam Menghadapi Krisis Ekonomi. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 10(04), 223. https://doi.org/10.24843/eeb.2021.v10.i04.p05
Dewi, D. K., Kencono, D. S., & Atmojo, M. E. (2024). Peran Pemerintah Kalurahan Hargorejo dalam Meningkatkan Ekonomi Melalui Digitalisasi UMKM. JURNAL PEMERINTAHAN DAN KEBIJAKAN (JPK), 6(1), 57–67.
Edison, E., & Andriansyah, M. (2023). Pertumbuhan Ekonomi dan Ketimpangan Sosial: Tinjauan Terhadap Kebijakan Pembangunan di Indonesia. Journal Development, 11(2), 134–147. https://doi.org/10.53978/jd.v11i2.323
Faisal, J. (2023). Tranformasi Pembiayaan UMKM: Daya Ungkit Menuju Kemapanan (Y. T. Pratiwi (ed.); Edisi 1). Kementrian Koperasi dan UKM RI Jl. H. R. Rasuna Said No. 3-4 6, Kota Jakarta Selatan 12940.
Fathori, F. (2024). Strategi Pembiayaan Inovatif: Meningkatkan Akses Modal Bagi Startup Dan Ukm. INVESTI : Jurnal Investasi Islam, 5(1), 550–564. https://doi.org/10.32806/ivi.v5i1.185
Fauza, M. R., Santika, T., & Cintana, Z. (2022). Skema Pembiayaan Berbasis Kekayaan Intelektual: Peluang, Tantangan dan Solusi Potensial Terkait Implementasinya. Intellectual Property-Based Financing Scheme: Opportunity, Challenge and Potential Solutions. Forum Riset Ilmiah Kajian Masyarakat Indonesia, 1–25. https://doi.org/10.11111/moderasi.xxxxxxx
Firmansyah, D., Suryana, A., Rifa’i, A. A., Suherman, A., & Susetyo, D. P. (2022). Hexa Helix: Kolaborasi Quadruple Helix Dan Quintuple Helix Innovation Sebagai Solusi Untuk Pemulihan Ekonomi Pasca Covid-19. EKUITAS (Jurnal Ekonomi Dan Keuangan), 6(4), 476–499. https://doi.org/10.24034/j25485024.y2022.v6.i4.4602
Johadi, Rahayu, S. A. T., & Nugroho, A. A. (2023). Meningkatkan akses keuangan umkm unggulan kabupaten wonogiri. Kuat, 5(1), 38.
Kurnianti, N., Azizah, S. N., & Bandung, P. N. (2024). Dengan Pendekatan Model Pentahelix Akuntansi , Politeknik Negeri Bandung satunya negara Indonesia yang menerapkan Sustainable Development Goals ( SDGs ). Gambar 1 . Indonesia Performance SDGs oleh masyarakat Indonesia terutama dalam bidang ekonomi . Perek.
Kusumatuti, L. A., Sukoco, D. H., & Vonika, N. (n.d.). Kolaborasi Hexahelix Program Pengembangan Ekonomi Lokal Sebagai Perwujudan Tanggung Jawab Sosial PT Tirta Kabupaten Klaten. 9–23.
Putu Taranitha Putri Wilanda, S. D. R. (2019). Analisis Efisiensi Dan Skala Ekonomis Pada Industri Kerajinan Anyaman Bambu Kecamatan Susut Kabupaten Bangli. Jurnal Ekonomi Pembangunan, 8(1), 1–24.
Reni, L., Prastyatini, S. L. Y., Uum Helmina Chaerunisak, M. S., Aini, S., & Kharisma, E. D. (2024). Strategi Peningkatan Daya Saing UMKM PUJASERA Pakualaman Melalui Inovasi Shift Sore Dan Inovasi Kolaborasi. Jurnal Abdimas Sangkabira, 5(1), 37–48. https://doi.org/10.29303/abdimassangkabira.v5i1.1268
Stringer, E. (2014). Action Research in Education 2/E (second edi). British Library Cataloguing-in-Publication Data.
Susetyo, A. Y. (2025). Beyond Opium : A Hexa-Helix Multi-Stakeholder Collaboration Model for Agricultural Transformation in Afghanistan. Records Management System Journal (RMSJ), 4(1), 1–8.
Waluyo, M., & Rachman, M. (2020). Mudah Cepat Tepat Dalam Aplikasi Structural Equation Modeling. In N. A. Rahma (Ed.), Transportation Systems Planning: Methods and Applications (1st ed.). Literasi Nusantara.
Wardana, D., & Mulyaningtyas. (2016). Sinergitas Pentahelix Dalam Meningkatkan Kinerja Dan Keberlanjuta UMKM Ko MALANG. JIAI (Jurnal Ilmiah Akuntansi Indonesia), 9(2), 1–23.
