zakaria, muhammad, and Andri. “Application of Minning Data for Customer Eligibility Classification in Credit Application Using Naives Bayes and Random Forest Methods”. JSAI (Journal Scientific and Applied Informatics) 6, no. 3 (November 29, 2023): 391–397. Accessed June 30, 2026. https://jurnal.umb.ac.id/index.php/JSAI/article/view/5693.