Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)

PERENCANAAN OPERASIONAL BRITISH PETROLEUM ACTIVE MOBILE FUEL STATION PT WHEZ ENERGI SEJAHTERA

Zatmiko Setiawan — 2025-01-10

The research objective is to provide a comprehensive understanding of the operational planning of PT Whez Energi Sejahtera (PT WES) in running the British Petroleum Active Mobile Fuel Station (BP Active MFS) service. Starting from the company establishment stage, the regulations and permits required, to the operational design of the company once it is running. This business plan uses a detailed methodological approach, PT WES operational planning is presented using a framework to ensure the British Petroleum Active Mobile Fuel Station (BP Active MFS) can operate effectively and efficiently. The BP Active MFS selection method uses a systematic and objective weighted product method. The findings reveal that well-structured and comprehensive operational planning for the British Petroleum Active Mobile Fuel Station (BP Active MFS) that complies with existing regulations, and can meet customer needs, and can achieve financial viability will be very important for the success of BP Active MFS.

PERSPEKTIF EKONOMI ISLAM TERHADAP FAKTOR PENDUKUNG EKSISTENSI PASAR TRADISIONAL PANORAMA KOTA BENGKULU

Pajri Abdul Ajis — 2025-01-10

The objective of this research is to understand the supporting factors for the existence of Panorama Market and the Islamic Economic perspective on these factors concerning the existence of Panorama Market in Bengkulu City. This type of research is field research using a qualitative descriptive method. The data collection techniques employed are observation, interviews, and documentation. The results of the research can be summarized as follows: (1) Panorama Traditional Market has several supporting factors for its current existence. These factors include having lower prices, offering a variety of products, and having a strategic location. With these factors, Panorama Traditional Market has successfully maintained its presence among the community. (2) Panorama Market has implemented Islamic economic principles, as there is no dishonesty, particularly in transactions. All three factors supporting the existence of Panorama Market adhere to Islamic economic principles.

PEMASARAN PRODUK UMKM PADA KELOMPOK TANI KECAMATAN ENGGANO (Program Guidance For Marketing Of Umkm Products In Farmers' Groups In Enggano District)

Arbit Khopangsang — 2024-01-16

The purpose of the UMKM product marketing program is to educate members of the Aksa Tani farmer group to improve their understanding and knowledge in understanding the marketing of UMKM products in the Aksa Tani farmer group in Kaana village, Enggano sub-district, North Bengkulu district, Bengkulu province. Before the implementation, many members of the farmer group still did not understand the marketing of UMKM products. This study is a qualitative study that explores the product marketing model in the UMKM Farmer Group in Enggano District.

PENGARUH CUSTOMER SATISFACTIONT DAN CORPORATE REPUTATIONT TERHADAP LOYALITAS PELANGGAN (Studi Pada Pelanggan PT. JNE Kota Bengkulu)

Meilaty Finthariasari — 2025-01-18

This study aims to determine the effect of customer satisfaction and corporate reputation on customer loyalty (study on customers of PT. JNE Bengkulu City). The population used in this study is all customers who use the services of PT. JNE Bengkulu City with a total sample of 120 respondents. Data collected through online questionnaires were then processed using the SPSS test tool version 26. The results of this study indicate that partially and simultaneously the Customer Satisfaction and Corporate Reputation variables have a significant positive effect on Customer Loyalty.

ADOPSI QRIS OLEH PEDAGANG TERAS MALIOBORO 1: ANALISIS KUALITAS LAYANAN DAN KEMUDAHAN PENGGUNAAN

Avilla Nadhif Firjatullah — 2025-01-18

This study aims to study how service quality and ease of use impact the behavior of Teras Malioboro 1 merchants who switch from cash payments to QRIS. The increasing adoption of digital payment systems in Indonesia has made QRIS the main choice for street vendors to facilitate non-cash transactions. The quantitative method used in this study through a survey involving 275 merchants as respondents. The Structural Equation Modeling Partial Least Squares (SEM-PLS) method was used to analyze the data after being collected through a questionnaire. The results showed that the tendency of merchants to switch to QRIS was significantly influenced by ease of use, while service quality had an effect, but not directly. This indicates that the ease of using QRIS is more encouraging for merchants to switch from cash to digital payments than service quality. Thus, to increase QRIS adoption, primary attention should be paid to simplifying the interface and accessibility for merchants. This study contributes to the development of technology adoption strategies in the MSME sector and can assist policy makers in encouraging financial inclusion through the use of digital payment systems

PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) MUAMALAT HARKAT SUKARAJA KABUPATEN SELUMA

Dharma Setiawan — 2025-01-30

The purpose of this research is to examine the influence of service quality, namely Sharia Compliance (Compliance with Islamic Sharia), tagible (physical appearance), empathy (attention), reliability (reliability), responsiveness (response) and assurance (guarantee) on customer satisfaction at PT. BPRS Muamalat Harkat Sukaraja District Seluma Regency Bengkulu Province The type of research used is quantitative research. Research methods based on the philosophy of positivism are used to research certain populations and samples, data collection using research instruments, quantitative or statistical data analysis, with the aim of testing hypotheses. Based on the research objectives, this research is included as explanatory research. The aim of this research is to examine the influence of service quality. The research population uses accidental sampling (incidental sampling) while the sampling technique is based on chance for customers consisting of savings customers and financing customers, who are eligible. as a data source for 14 days, with a sample of 200 people

PELANGGARAN ETIKA DAN KEBIJAKAN STUDI MENGENAI PERDAGANGAN ILEGAL PAKAIAN BEKAS IMPOR DI LINGKUP PENGUSAHA THRIFTING

Belva Sharafina — 2025-01-21

This study examines ethical and policy violations in Indonesia's burgeoning illegal secondhand clothing (Thrifting) trade. Using a qualitative descriptive approach and literature review, it analyzes the issue through utilitarian, deontological, and virtue ethics frameworks. Utilitarian analysis weighs the economic benefits (increased entrepreneur income, affordable clothing, job creation) against significant drawbacks: harm to the domestic textile industry, lost tax revenue, health risks from unsanitary clothing, and environmental damage. The study finds that the negative consequences far outweigh the benefits, rendering the practice unethical from a utilitarian standpoint. A deontological perspective reveals clear violations of international and Indonesian trade laws (Customs Law No. 17/2006, Consumer Protection Law No. 8/1999, intellectual property rights), alongside breaches of honesty, justice, and responsibility. This inherently unethical practice is further analyzed through virtue ethics, highlighting the lack of honesty, social responsibility, and environmental concern among some Thrifting entrepreneurs. While economic pressures and resource limitations are mitigating factors, they do not justify illegality. The study concludes that this illegal trade is unethical and unsustainable. Recommendations include stronger law enforcement, training programs for entrepreneurs, improved resource access, public awareness campaigns, and domestic textile industry development. Further research is crucial to develop comprehensive and sustainable solutions.

PERAN KUALITAS PRODUK DAN INFLUENCER DALAM MEMBANGUN KEPERCAYAAN NASABAH SERTA IMPLIKASINYA PADA KEPUTUSAN PEMBIAYAAN KPR DI BANK XYZ SYARIAH

elisa purnawati — 2025-01-20

This study examines the role of product quality and influencer influence in building customer Trust and its implications for home ownership loan (KPR) financing decisions at Bank XYZ Syariah. In the growing Islamic banking industry, customer Trust is the key to driving loyalty and financing decisions. Through a quantitative approach, this study involved 340 respondents from Bank XYZ Syariah customers, with data collection using a Likert scale questionnaire and analysis using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The results of the analysis show that product quality has a significant effect on customer confidence, while its influence on financing decisions is not significant. On the contrary, influencers have been shown to have a strong influence on both Trust and financing decisions. Customer Trust acts as an important mediator between influencers and financing decisions, as well as between product quality and decision

APLIKASI METODE ANALYTICAL HIERARCHY PROCES (AHP) DALAM UPAYA MENINGKATKAN WISATA HALAL (DI WISATA RINDU HATI KABUPATEN BENGKULU TENGAH)

Andre Noprendi — 2025-01-25

The purpose of this study is to determine the criteria and alternatives that are prioritized in determining efforts to increase halal longing liver tourism. To test this, researchers use a quantitatf approach with primary data collection techniques in the form of questionnaires that are distributed to 50 respondents. The data analysis technique used is the Anlitical Hierarcy Process method using the Expert Choice 11 program. From the results of the study and discussion it is known that the service criteria become the priorotas criteria with the highest weight value of 0.380. And alternative road infrastructure in accessibility criteria with a value of 0.821

PENGARUH PERFORMANCE EXPECTANCY, EFFORT EXPECTANCY, DAN SOCIAL INFLUENCE TERHADAP ADOPSI E-COMMERCE DI KALANGAN GENERASI MILENIAL

Fitri Syakinah — 2025-01-23

The rapid development of digital technology has driven the rapid growth of e-commerce. Millennials, as a generation that is very familiar with technology, have become the primary target for e-commerce businesses. This research aims to determine the factors that influence users in using e-commerce for transactions. The research model used is the Unified Theory of Acceptance and Use of Technology (UTAUT2) with independent variables: performance expectations, effort expectancy, and social influence. This research method is a quantitative method using a questionnaire distributed via social media. This research sample consisted of 108 respondents. The data analysis used is Smart PLS. The results of this study show that effort expectancy has no positive effect on behavioral intentions, whereas performance expectancy and social influence have a positive effect on the behavioral intentions of the millennial generation in using e-commerce services. The contribution in this research provides a significant contribution in understanding the factors that influence the use of e-commerce among the millennial generation. It is hoped that the results of this research can help e-commerce developers, marketers, and policymakers in designing more effective strategies to increase the adoption and use of e-commerce among millennials.

FINANCIAL LITERACY DAN FINANCIAL SECURITY: PERAN MEDIASI FINACIAL BEHAVIOR

Lauren Prastika Marfia Putri — 2025-01-26

Financial literacy is closely related to the achievement of future financial security and financial behavior. The role of financial literacy is very important to achieve financial security for individuals. Financial literacy can also improve financial behavior as well as financial security. The research aims to find out how financial behavior is able to m ediate the influence of financial literacy on financial security. This study uses a type of quantitative research. The data sources in the study are primary data and questionnaires as data collection techniques. The sampling technique used purposive sampling with a total of 61 student respondents in several universities in the special region of Yogyakarta. The analysis of the research data using Smart PLS version 4.0. The results of this study show that financial literacy has a positive effect on financial security, financial literacy has a positive effect on financial behavior, financial behavior has a positive effect on financial security and financial behavior mediates the positive effect of financial literacy on financial security.

PENGARUH SISTEM INFORMASI TERHADAP PROFITABILITAS SOO KYO CAFÉ DENGAN MENGGUNAKAN METODE GPM DAN NPM

Daning Kusumawardani — 2025-01-27

This study addresses the issue of inconsistent calculations of gross and net profits at Soo Kyo Café. The primary objective is to design and develop an information system for profitability analysis using the Gross Profit Margin and Net Profit Margin methods. To achieve this, data collection was conducted through interviews, providing firsthand insights into the café's financial processes. The system was tested using the Black Box Testing method to ensure its functionality and reliability. The resulting program serves as a dedicated tool for analyzing gross and net profits, offering accurate and consistent financial evaluations. By implementing this system, Soo Kyo Café can streamline its profit analysis process, improve decision-making, and enhance financial management practices